SBI SimplyClick Credit Card

Rewards point benefits

1. Earn one reward point on every Rs.100 on other spends.
2. Get 10x reward points for online purchases made at partner stores including Cleartrip, BookMyShow, Dominos, Yatra, Myntra, Netmeds, IGP and Apollo 24/7.
3. 5X reward points on all other online spends.

Log-in Gift

On payment of annual fee of Rs.499 plus applicable taxes, the card offers Amazon.in gift card worth Rs.500

Milestone rewards

SBI Card awards Cleartrip or Yatra e-vouchers worth Rs.2,000 each when you reach annual online spend targets of Rs.1 Lakh and Rs.2 Lakh. The bank sends the e-voucher details to your registered mobile number via SMS.

Annual fee waiver

Spend Rs.1 lakh on your SBI SimplyCLICK card and get an annual fee of Rs.499 reversed in the subsequent year.

Wave and make payments

The card features contactless technology, allowing you to make payments effortlessly by tapping or waving it at retail terminals. This feature is applicable for maximum payment of Rs.5000 per transaction. 

Fuel benefit

Receive a 1% fuel surcharge waiver on every fuel transaction between the amounts of Rs.500 and Rs.3,000, excluding other charges and GST. 

The card offers a maximum surcharge waiver of Rs.100 per statement cycle and per credit card account. 

Worldwide acceptance

Over 24 million outlets worldwide, including 3.25 lakh locations across India, accept the SimplyCLICK SBI Card.

Free add-on cards

Avail SBI add-on credit cards for the members of your family who are above the age of 18.

Cash facility

Offers over Rs.1 million cash withdrawal across the globe through Visa or MasterCard

Utility Bill Payment

Offers the facility of utility bill payment using the Easy Bill Pay facility on your SimplyCLICK SBI Card for making payment for electricity bill, mobile, telephone, or other utility payments.

Balance transfer facility

Outstanding dues from other bank credit cards can be transferred to SBI SimplyCLICK Credit Card at a low interest rate through the Balance transfer facility.

Flexipay option

Large payments are broken into installments but the transaction must exceed ₹2,500.

Easy money facility

You can contact the SBI credit card customer care and order a bank draft at any time.

Annual fee

Rs.499

Renewal fee per annum

Rs.499 from second year onwards

Add-on fee per annum

Nil

Finance charge

Up to 3.75% per month (45% per annum)

Cash advance fee at domestic ATMs, international ATMs, and SBI ATMs

2.5% of the transaction amount or Rs.500 (whichever is higher)

Cash payment fee

Rs.250 + applicable taxes 

Overlimit

2.5% of overlimit amount or Rs.600 (whichever is higher)

Balance Transfer

1. For 60 days rate of interest is 0%
2. For 180 days rate of interest is 1.70% per month (20.40% per annum)

Late payment

1. Rs.0 to Rs.500: NIL
2. Rs.500 to Rs.1,000: Rs.400
3. Rs.1,000 to Rs.10,000: Rs.750
4. Rs.10,000-Rs.25,000: Rs.950
5. Rs.25,000-Rs.50,000: Rs.1,100
6. Rs.50,000 and above: Rs.1,300

Payment dishonor fee

2% of the amount (minimum of Rs.500)

Cheque payment fee

Rs.200

Card replacement

Rs.100 to Rs.250

Rewards redemption fee

Rs.99 (only on cash redemption, gifts, and specific vouchers)

Foreign currency markup

3.50%